The Psychology of Wealth: Understand Your Relationship with Money and Achieve Prosperity

The Psychology of Wealth: Understand Your Relationship with Money and Achieve Prosperity

Language: English

Pages: 256

ISBN: 0071789294

Format: PDF / Kindle (mobi) / ePub

The New York Times and Wall Street Journal bestseller!

The Psychology of Wealth is a pertinent and comprehensive overview of the skills and mindset necessary for success. Prosperity can be achieved by anyone, and Dr. Richards shows the way.”
―Donald J. Trump

“What’s in your head determines what’s in your wallet. Dr. Richards gives you the mental hard-drive upgrade you need to finally achieve the greater prosperity and success you desire.”
―Darren Hardy, Publisher, SUCCESS magazine

“Dr. Richards shakes up our preconceptions about wealth by examining the psychological aspects of how we relate to money. When you understand the real sources of wealth in your life, you’ll find it much easier to achieve a more prosperous and happy life.”
―Jordan E. Goodman, America’s Money Answers Man at and Author of Master Your Money Type

“This might be one of the most important books you’ll ever read. If you feel like your life has been stuck in neutral―or even worse, put in reverse―Dr. Richards will set you on a clear path to success.”
―Barnet Bain, Producer, What Dreams May Come

About the Book:

Why do some people feel a perpetual state of lack and fear about money, while others feel genuinely prosperous, regardless of the size of their bank accounts? Why do some people shudder with dread when it comes to setting financial goals, while others embrace it with enthusiasm and confidence?

What makes the difference? Could it be in their relationship with money itself?

People who enjoy a healthy relationship with money share common habits and traits. So, how do they think, and what do they do differently? Are these behaviors hardwired in an individual’s psyche, or can they be learned?

In this provocative book, psychotherapist Dr. Charles Richards provides unexpected and encouraging answers to these questions. Based on his research and expert interviews, Dr. Richards shows how each of us can develop a thriving relationship with money and create a rich and rewarding life.

A t the book’s heart are the stories of people who have faced adversity with courage and created extraordinary lives. Their accounts―along with Dr. Richards’ interviews with finance professors, legislators, entrepreneurs, and mavens of success―pave a path to a brighter future for us all.

Today we live in a trying economic environment. Every day, popular financial advisors exhort us to hunker down, play it safe, and protect ourselves from an uncertain future. To the voices who promote fear and doubt, Dr. Richards answers with balance, wisdom, and optimism.

The Psychology of Wealth is for anyone interested in succeeding personally or professionally, and in achieving true prosperity. It offers golden steps on the path to a better life.

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their known world and come to a New World that was utterly unfamiliar and potentially hostile. My own ancestors first came to these shores for different reasons and under drastically different circumstances. Yet it was the profound universality of these dreams of self-determination that led my ancestors to work so hard to fulfill those dreams—once they had the opportunity to do so. My ancestors’ experiences, and the contrasts I can observe in the relatively brief time since my grandparents’

ourselves—and about what we can expect to achieve—from childhood into adulthood. I believe that to effect a positive change in your relationship with money, it is important that you have a clear picture of who you are, where you came from, and where you want to go. It is only when you know what prosperity means to you personally that you can start to move toward it. When you know this, you can begin to make conscious choices that lead to your financial goals—and any other objectives that your

signs of low self-esteem are a tendency to criticize oneself heavily and to habitually feel dissatisfied with one’s performance. For introverts, poor self-esteem may be manifested as an excessive desire to please others and a reluctance to say no out of fear of causing displeasure. Because of an exaggerated fear of making mistakes, people who lack self-esteem avoid taking risks. These unfortunate tendencies sabotage success, acting like internally constructed obstacles to achieving a fulfilling

the price of a sapphire ring is many hundreds of times that of a ring made with mother of pearl. The reasons for these differences are both practical and perceptual. Many factors go into determining the price of an object—the rarity of the raw materials or the difficulty of obtaining them; the amount of labor and energy required to manufacture, ship, and sell the object; and so on. Merchants and marketers understand this relationship. They also grasp our assumption (which is often, but not

our future. In chronological terms, this phase follows schooling; we start to achieve some real independence, such as moving out of our parents’ home for the first time. Chronologically, this phase may last well into our thirties—or, just as with the Learning phase, it may be experienced later in life when we are starting a new career. Perfecting The Perfecting phase is the period when we are established in a path and are standing on our own. It is the prime period of the cycle of life, when we

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