You're Broke Because You Want to Be: How to Stop Getting By and Start Getting Ahead

You're Broke Because You Want to Be: How to Stop Getting By and Start Getting Ahead

Larry Winget

Language: English

Pages: 224

ISBN: 1592404294

Format: PDF / Kindle (mobi) / ePub


Now in paperback: The New York Times bestselling author and star of A&E?s reality series Big Spender, Larry Winget, cleans up America?s personal finance crisis

More than 40 percent of families today are feeling financial pressure: spending more than they earn, and worrying about retiring and being dependent on the government, family, or charity. Larry Winget knows. He grew up poor, then made and lost a fortune when a business in which he?d invested went bankrupt. But he worked his way back from rock bottom to become a multimillionaire.

In You?re Broke Because You Want to Be, Winget expands on the ideas that have made his popular television show Big Spender a hit and offers straightforward talk about coming to grips with your finances, such as:

· Feel bad. Have remorse. You need to feel deep emotion to take action. So start crying and take responsibility.
· Figure out who you owe and how much you owe. It?ll be a scary number to face, but you need to know where you are and what you have.
· ?People are stupid, lazy, or they don?t give a damn.? You already know you need to do something; Larry will help you finally do something.
· Are you more interested in looking cool and being cute or providing a financially secure future for your family? How you spend your money will tell you that. With a boot-camp regimen that is steeped in personal accountability, Winget cuts through the double-talk contained in most finance books and presents a simple, guided program that is sure to motivate anyone out of their money problems.

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from your brother-in-law goes on the list. This is also the place where you write down your other monthly expenses. Anything you spend money on such as groceries, gasoline, eating out, going to the movies, pet care, and more all go on the list. Don’t just write down what you think you are spending; go from actual expenses. Check your bank records, receipts, and credit card statements. This is not the place to fudge the results; this is the place to tell yourself the cold, hard, ugly truth about

conservatively…at home! Bills. Your obligations. Money you have already spent that must be paid back. Those are the necessities: a roof over your head, food in your tummy, getting out of debt. And remember, no new debt! KEEP A JOURNAL. Part of knowing where you are is to keep a journal of your expenses. Get a little blank book or even a spiral notebook. Put the date at the top and draw a couple of vertical lines. Write down what you spend your money on and exactly how much everything

cut it up. If you have a credit problem, then cutting up the card means you won’t have the card to carry around and you won’t be able to use it to increase your debt. No card, no way to use it. Very simple. THE THREE MOST IMPORTANT NUMBERS IN YOUR LIFE. Surprisingly, those numbers are not your IQ (assuming yours hits the triple digits). Those three numbers are your credit rating. * * * There are two things you will never be without: One is your reputation and the other is your

multimillionaire but also to help millions of other people reach higher levels of success through his books, seminars, and coaching. The most important factor for Randy was making the decision to be wealthy. Even as a child, he hated being poor and swore that he would become wealthy. He told all his friends that he would be a millionaire by the time he was thirty-five. Guess what year he made it? You got it: the year he turned thirty-five. Randy was a teenage alcoholic and then moved on to hard

looking rich rather than actually being rich. If he put as much effort into being rich as he did in looking rich, he just might find himself rich. FOLLOW THE MONEY. Just like in a crime drama, politics, or a good murder plot, the key is to “follow the money.” Money is a dead giveaway of what is important in anyone’s life. What do your bank statement and credit card statements say about you? I was working with one family when I asked the father if he loved his son. He said of course he did.

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