13 Things Rich People Won't Tell You: 250+ Tried-and-True Secrets to Building Your Fortune by Saving and Spending Smarter
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Bankers, money managers, fast-trackers, and the ultra-rich themselves spill valuable insider secrets on how to spend your money wisely—and when not to spend it at all.
Bankers, money managers, fast-trackers, and the ultra-rich themselves spill valuable insider secrets on how to spend your money wisely—and when not to spend it at all. Based on the popular Reader’s Digest column, 13 Things Rich People Won’t Tell You offers the most surprising secrets from self-made wealthy folks for making financial abundance a reality. Packed with fascinating stories and insider advice on saving, investing, and spending wisely, this book will expose financial secrets of all kinds so you can become on instant expert in everything related to your money.
privacy. 13 Things the Rich Janitor Won’t Tell You about Smart Saving 1. You need far less money each month than you think. The average salary of a janitor is about $25,000 a year. Even union-contracted custodians in well-off school districts earn an average of only about $50,000 a year. And yet, plenty of people earning average salaries join the millionaires club. 2. Work more, earn more. When you’re in an hourly wage job, there’s almost always an opportunity to pick up extra overtime; in
that was recommended to her, she scored three massages for less than the price of two and found a massage therapist she really liked. Nicole came in with a voucher that gave her a 60-minute massage for $35, a $40 savings. New customers who came in through the vouchers get a $15 discount every time they come back. Now Nicole gets $75 massages for just $60 and gets a free 30-minute massage for every person she refers. 5. Volunteer or work a few hours in a gym to get a free membership. Local
But it doesn’t mean denying yourself now to get to that bright future. Instead, that dream trip or designer dress all become part of the plan—the one you will use to save smart, budget wisely, invest in your home and your retirement future, and, yes, afford the little luxuries that make life really sweet. So, how, exactly, do you get a bit of that rich-guy vision? By knowing what rich guys—and gals—know about making and sticking with smart money decisions. Those secrets of the rich aren’t secret
whether you are living at home, in an assisted-living facility or nursing home. You might also look to buy a policy that will pay some expenses for adult day care, health and other care coordination, among other services. Some policies will even help pay costs associated with modifying your home to make it easier to live in. And newer policies sometimes cover the cost of having someone come to care for you in your home. 6. Think ahead. Premiums go up, your income may go down, and you may not be
the first step. It can be heartbreaking to watch your parents as they struggle to maintain the home they love, keep up with doctor visits, budget for expensive medications, and simply try to take care of each other. You know they need support—and they probably know it, too, though they may not be willing to admit it—so how do you know when it’s time to voice your concerns? There are no easy answers, but the first step is initiating the conversation. Be prepared for an uphill battle. If a parent